I advise you to use this resource junkcarsus.com/ to quickly correct the situation. The legal side is the main aspect in this problem. You can lose your rights for life or for 10 years. I'm not sure that you yourself can find a way out of this situation. This company will help you pick up your scrap metal and get compensation.
You know, you buy insurance from different accidents and I am sure that some companies will help you. nevertheless, the question "can insurance help if someone sues you after a car accident?" is rather difficult and only professionals from insurance companies can counsel you in an appropriate way.
Another amazing tip!; insure you car at around 2-4am in the morning. Why? Because in the middle of the day is when people get home from passing their test and Insuring their car. Insurances take advantage of that and bump up the price. This is my theory anyway. The website travelsites.com/travel-insurance/ will provide you the travel insurance before accident.